{"id":99873,"date":"2025-05-14T00:26:14","date_gmt":"2025-05-14T07:26:14","guid":{"rendered":"https:\/\/lavyon.com\/?p=99873"},"modified":"2025-05-14T00:26:14","modified_gmt":"2025-05-14T07:26:14","slug":"prudential-viet-nam-gioi-thieu-san-pham-bao-hiem-lien-ket-chung-moi-pru-bao-ve-toi-da","status":"publish","type":"post","link":"https:\/\/lavyon.com\/vi\/prudential-viet-nam-gioi-thieu-san-pham-bao-hiem-lien-ket-chung-moi-pru-bao-ve-toi-da\/","title":{"rendered":"Prudential Vi\u1ec7t Nam Gi\u1edbi Thi\u1ec7u S\u1ea3n Ph\u1ea9m B\u1ea3o Hi\u1ec3m Li\u00ean K\u1ebft Chung M\u1edbi: PRU-B\u1ea2O V\u1ec6 T\u1ed0I \u0110A"},"content":{"rendered":"

C\u00f4ng ty TNHH B\u1ea3o hi\u1ec3m Nh\u00e2n th\u1ecd Prudential Vi\u1ec7t Nam (Prudential) v\u1eeba ch\u00ednh th\u1ee9c ra m\u1eaft th\u1ecb tr\u01b0\u1eddng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft chung mang t\u00ean PRU-B\u1ea3o V\u1ec7 T\u1ed1i \u0110a<\/strong>. \u0110i\u1ec3m n\u1ed5i b\u1eadt c\u1ee7a s\u1ea3n ph\u1ea9m n\u00e0y l\u00e0 kh\u1ea3 n\u0103ng t\u1ed1i \u01b0u h\u00f3a gi\u00e1 tr\u1ecb b\u1ea3o v\u1ec7 tr\u00ean m\u1ed7i \u0111\u1ed3ng ph\u00ed<\/strong>, v\u1edbi m\u1ee9c b\u1ea3o v\u1ec7 c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn 80 l\u1ea7n(*) ph\u00ed b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n<\/strong>.<\/p>\n

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\u0110\u1ea1i di\u1ec7n Prudential v\u00e0 Hi\u1ec7p h\u1ed9i B\u00e0o hi\u1ec3m chia s\u1ebb th\u00f4ng tin t\u1ea1i s\u1ef1 ki\u1ec7n<\/figcaption><\/figure>\n

PRU-B\u1ea3o V\u1ec7 T\u1ed1i \u0110a l\u00e0 gi\u1ea3i ph\u00e1p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd tr\u1ecdn \u0111\u1eddi, \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh \u1edf m\u1ee9c t\u1ed1i \u01b0u nh\u1ea5t, \u0111\u1ed3ng th\u1eddi ph\u00f9 h\u1ee3p v\u1edbi kh\u1ea3 n\u0103ng chi tr\u1ea3 c\u1ee7a kh\u00e1ch h\u00e0ng. S\u1ea3n ph\u1ea9m kh\u00f4ng ch\u1ec9 mang \u0111\u1ebfn s\u1ef1 an t\u00e2m v\u1ec1 b\u1ea3o v\u1ec7 m\u00e0 c\u00f2n ch\u00fa tr\u1ecdng \u0111\u1ebfn vi\u1ec7c t\u00edch l\u0169y t\u00e0i ch\u00ednh b\u1ec1n v\u1eefng<\/strong> th\u00f4ng qua l\u00e3i su\u1ea5t cam k\u1ebft<\/strong> v\u00e0 c\u00e1c kho\u1ea3n th\u01b0\u1edfng h\u1ea5p d\u1eabn<\/strong>. Kh\u00e1ch h\u00e0ng s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c th\u01b0\u1edfng tri \u00e2n<\/strong> v\u00e0o k\u1ef7 ni\u1ec7m 10 n\u0103m h\u1ee3p \u0111\u1ed3ng \u0111\u1ea7u ti\u00ean v\u00e0 c\u1ee9 m\u1ed7i 5 n\u0103m sau \u0111\u00f3<\/strong>. \u0110\u1eb7c bi\u1ec7t, th\u01b0\u1edfng duy tr\u00ec h\u1ee3p \u0111\u1ed3ng<\/strong> s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 t\u1eeb n\u0103m h\u1ee3p \u0111\u1ed3ng th\u1ee9 20<\/strong> khi \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n quy \u0111\u1ecbnh.<\/p>\n

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\u00d4ng Conor M. O\u2019Neill \u2013 Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c T\u00e0i ch\u00ednh Prudential Vi\u1ec7t Nam ph\u00e1t bi\u1ec3u t\u1ea1i s\u1ef1 ki\u1ec7n<\/figcaption><\/figure>\n

\u00d4ng Conor M O\u2019Neill, Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c T\u00e0i Ch\u00ednh c\u1ee7a Prudential Vi\u1ec7t Nam, nh\u1ea5n m\u1ea1nh: \u201cPRU-B\u1ea3o V\u1ec7 T\u1ed1i \u0110a l\u00e0 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft chung \u0111\u1ea7u ti\u00ean Prudential gi\u1edbi thi\u1ec7u sau nh\u1eefng thay \u0111\u1ed5i c\u1ee7a Lu\u1eadt Kinh doanh B\u1ea3o hi\u1ec3m m\u1edbi. V\u1edbi cam k\u1ebft lu\u00f4n \u0111\u1eb7t quy\u1ec1n l\u1ee3i kh\u00e1ch h\u00e0ng l\u00ean h\u00e0ng \u0111\u1ea7u, ch\u00fang t\u00f4i tin r\u1eb1ng s\u1ea3n ph\u1ea9m n\u00e0y kh\u00f4ng ch\u1ec9 tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a Lu\u1eadt m\u00e0 c\u00f2n \u0111\u01b0\u1ee3c Prudential c\u1ea3i ti\u1ebfn \u0111\u1ec3 mang \u0111\u1ebfn quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 t\u1ed1i \u01b0u<\/strong> tr\u00ean t\u1eebng \u0111\u1ed3ng ph\u00ed. \u0110\u1ed3ng th\u1eddi, s\u1ea3n ph\u1ea9m cung c\u1ea5p s\u1ef1 linh ho\u1ea1t<\/strong> trong vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh nhu c\u1ea7u b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh, d\u00f9 t\u0103ng hay gi\u1ea3m, \u1edf m\u1ed7i c\u1ed9t m\u1ed1c quan tr\u1ecdng c\u1ee7a cu\u1ed9c s\u1ed1ng.\u201d<\/p>\n

Trong b\u1ed1i c\u1ea3nh chi ph\u00ed y t\u1ebf t\u1ea1i Vi\u1ec7t Nam d\u1ef1 ki\u1ebfn t\u0103ng t\u1edbi 11,2% v\u00e0o n\u0103m 2025 (theo B\u00e1o c\u00e1o Xu h\u01b0\u1edbng Y t\u1ebf To\u00e0n c\u1ea7u 2025 c\u1ee7a WTW), cao h\u01a1n m\u1ee9c trung b\u00ecnh to\u00e0n c\u1ea7u, PRU-B\u1ea3o V\u1ec7 T\u1ed1i \u0110a ra \u0111\u1eddi v\u1edbi m\u1ee5c ti\u00eau \u0111\u1ed3ng h\u00e0nh c\u00f9ng kh\u00e1ch h\u00e0ng x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh t\u1ed1i \u01b0u<\/strong> theo nhu c\u1ea7u c\u00e1 nh\u00e2n, \u0111\u1ed3ng th\u1eddi gia t\u0103ng c\u01a1 h\u1ed9i t\u00edch l\u0169y<\/strong> cho c\u00e1c m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n.<\/p>\n

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\u00d4ng L\u01b0\u01a1ng Th\u1ebf Vinh \u2013 Gi\u00e1m \u0111\u1ed1c S\u1ea3n ph\u1ea9m Prudential Vi\u1ec7t Nam chia s\u1ebb v\u1ec1 nh\u1eefng \u01b0u \u0111i\u1ec3m c\u1ee7a s\u1ea3n ph\u1ea9m m\u1edbi<\/figcaption><\/figure>\n

Khi tham gia PRU-B\u1ea3o V\u1ec7 T\u1ed1i \u0110a, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn gi\u1eefa \u201ck\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n\u201d<\/strong> \u0111\u1ec3 c\u00e2n b\u1eb1ng gi\u1eefa b\u1ea3o v\u1ec7 v\u00e0 t\u00edch l\u0169y, ho\u1eb7c \u201ck\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m n\u00e2ng cao\u201d<\/strong> \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh. M\u1ed9t \u0111i\u1ec3m n\u1ed5i b\u1eadt l\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 linh ho\u1ea1t chuy\u1ec3n \u0111\u1ed5i gi\u1eefa hai k\u1ebf ho\u1ea1ch<\/strong> n\u00e0y khi nhu c\u1ea7u b\u1ea3o v\u1ec7 thay \u0111\u1ed5i m\u00e0 v\u1eabn gi\u1eef nguy\u00ean m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n c\u1ee7a s\u1ea3n ph\u1ea9m ch\u00ednh.<\/p>\n

\u0110\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u t\u00edch l\u0169y c\u1ee7a kh\u00e1ch h\u00e0ng, gi\u00e1 tr\u1ecb t\u00e0i kho\u1ea3n s\u1ebd \u0111\u01b0\u1ee3c gia t\u0103ng th\u00f4ng qua c\u00e1c kho\u1ea3n th\u01b0\u1edfng c\u00f3 \u0111i\u1ec1u ki\u1ec7n<\/strong> trong su\u1ed1t th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng, bao g\u1ed3m:<\/p>\n

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  • Th\u01b0\u1edfng Tri \u00c2n Kh\u00e1ch H\u00e0ng<\/strong>: L\u00ean \u0111\u1ebfn 150% ph\u00ed b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n n\u0103m \u0111\u1ea7u<\/strong> v\u00e0o k\u1ef7 ni\u1ec7m 10 n\u0103m h\u1ee3p \u0111\u1ed3ng<\/strong>, v\u00e0 75%<\/strong> v\u00e0o m\u1ed7i 5 n\u0103m<\/strong> sau \u0111\u00f3.<\/li>\n
  • Th\u01b0\u1edfng Duy Tr\u00ec H\u1ee3p \u0110\u1ed3ng<\/strong>: 4% gi\u00e1 tr\u1ecb t\u00e0i kho\u1ea3n h\u1ee3p \u0111\u1ed3ng trung b\u00ecnh trong 60 th\u00e1ng g\u1ea7n nh\u1ea5t<\/strong> v\u00e0o k\u1ef7 ni\u1ec7m 20 n\u0103m h\u1ee3p \u0111\u1ed3ng<\/strong> v\u00e0 m\u1ed7i 5 n\u0103m<\/strong> sau \u0111\u00f3.<\/li>\n<\/ul>\n

    \u0110\u00e2y l\u00e0 nh\u1eefng \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn nh\u1eb1m khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng duy tr\u00ec h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 d\u00e0i h\u1ea1n.<\/p>\n

    H\u01a1n n\u1eefa, PRU-B\u1ea3o V\u1ec7 T\u1ed1i \u0110a mang \u0111\u1ebfn s\u1ef1 t\u00edch l\u0169y t\u00e0i ch\u00ednh b\u1ec1n v\u1eefng<\/strong> v\u1edbi l\u00e3i su\u1ea5t cam k\u1ebft<\/strong> trong su\u1ed1t th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng. Prudential cam k\u1ebft m\u1ee9c l\u00e3i su\u1ea5t \u0111\u1ea7u t\u01b0 th\u1ef1c t\u1ebf s\u1ebd kh\u00f4ng th\u1ea5p h\u01a1n l\u00e3i su\u1ea5t cam k\u1ebft \u0111\u00e3 c\u00f4ng b\u1ed1 v\u00e0 \u0111\u1ea3m b\u1ea3o t\u00ednh c\u1ea1nh tranh tr\u00ean th\u1ecb tr\u01b0\u1eddng. Qu\u1ef9 Li\u00ean k\u1ebft chung c\u1ee7a Prudential \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd b\u1edfi Eastspring Investments Vi\u1ec7t Nam<\/strong>, m\u1ed9t trong nh\u1eefng c\u00f4ng ty qu\u1ea3n l\u00fd qu\u1ef9 c\u00f3 t\u1ed5ng t\u00e0i s\u1ea3n qu\u1ea3n l\u00fd l\u1edbn nh\u1ea5t t\u1ea1i Vi\u1ec7t Nam, v\u1edbi \u0111\u1ed9i ng\u0169 chuy\u00ean gia \u0111\u1ea7u t\u01b0 gi\u00e0u kinh nghi\u1ec7m.<\/p>\n

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    \u00d4ng Ng\u00f4 Trung D\u0169ng – Ph\u00f3 T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m Vi\u1ec7t Nam ph\u00e1t bi\u1ec3u t\u1ea1i s\u1ef1 ki\u1ec7n<\/figcaption><\/figure>\n

    B\u00ean c\u1ea1nh nh\u1eefng \u01b0u \u0111i\u1ec3m n\u1ed5i b\u1eadt tr\u00ean, PRU-B\u1ea3o V\u1ec7 T\u1ed1i \u0110a c\u00f2n trao cho kh\u00e1ch h\u00e0ng s\u1ef1 ch\u1ee7 \u0111\u1ed9ng<\/strong> th\u00f4ng qua c\u00e1c quy\u1ec1n linh ho\u1ea1t \u0111a d\u1ea1ng:<\/p>\n

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    • Ch\u1ee7 \u0111\u1ed9ng \u0111\u00f3ng th\u00eam ph\u00ed b\u1ea3o hi\u1ec3m<\/strong>: C\u00f3 th\u1ec3 \u0111\u00f3ng th\u00eam t\u1ed1i \u0111a 5 l\u1ea7n ph\u00ed b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n quy n\u0103m<\/strong> trong m\u1ed7i n\u0103m h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 h\u01b0\u1edfng l\u00e3i su\u1ea5t \u0111\u1ea7u t\u01b0 c\u1ea1nh tranh cho m\u1ee5c ti\u00eau t\u00edch l\u0169y v\u01b0\u1ee3t tr\u1ed9i.<\/li>\n
    • Ch\u1ee7 \u0111\u1ed9ng t\u0103ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/strong>: Kh\u00f4ng c\u1ea7n th\u1ea9m \u0111\u1ecbnh s\u1ee9c kh\u1ecfe v\u00e0o c\u00e1c c\u1ed9t m\u1ed1c quan tr\u1ecdng nh\u01b0 k\u1ebft h\u00f4n, sinh con\/nh\u1eadn con nu\u00f4i, ho\u1eb7c con b\u1eaft \u0111\u1ea7u c\u00e1c c\u1ea5p h\u1ecdc.<\/li>\n
    • Ch\u1ee7 \u0111\u1ed9ng thay \u0111\u1ed5i s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m v\u00e0 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m b\u00e1n k\u00e8m<\/strong>: \u0110i\u1ec1u ch\u1ec9nh theo nhu c\u1ea7u b\u1ea3o v\u1ec7 \u1edf t\u1eebng giai \u0111o\u1ea1n cu\u1ed9c s\u1ed1ng.<\/li>\n
    • Ch\u1ee7 \u0111\u1ed9ng r\u00fat ti\u1ec1n t\u1eeb gi\u00e1 tr\u1ecb t\u00e0i kho\u1ea3n<\/strong>: Linh ho\u1ea1t \u0111\u00e1p \u1ee9ng c\u00e1c nhu c\u1ea7u t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

      C\u00f4ng ty TNHH B\u1ea3o hi\u1ec3m Nh\u00e2n th\u1ecd Prudential Vi\u1ec7t Nam (Prudential) v\u1eeba ch\u00ednh th\u1ee9c ra m\u1eaft th\u1ecb tr\u01b0\u1eddng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft chung mang t\u00ean PRU-B\u1ea3o V\u1ec7 T\u1ed1i \u0110a. \u0110i\u1ec3m n\u1ed5i b\u1eadt c\u1ee7a s\u1ea3n ph\u1ea9m n\u00e0y l\u00e0 kh\u1ea3 n\u0103ng t\u1ed1i \u01b0u h\u00f3a gi\u00e1 tr\u1ecb b\u1ea3o v\u1ec7 tr\u00ean m\u1ed7i \u0111\u1ed3ng ph\u00ed, v\u1edbi m\u1ee9c b\u1ea3o […]<\/p>\n","protected":false},"author":23,"featured_media":99875,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13308,60],"tags":[37373,16648,37372,35329],"class_list":{"0":"post-99873","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-hot-pot","8":"category-tin-tuc","9":"tag-bao-hiem-nhan-tho","10":"tag-lavyon","11":"tag-pru-bao-ve-toi-da","12":"tag-prudential"},"_links":{"self":[{"href":"https:\/\/lavyon.com\/vi\/wp-json\/wp\/v2\/posts\/99873","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lavyon.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lavyon.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lavyon.com\/vi\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/lavyon.com\/vi\/wp-json\/wp\/v2\/comments?post=99873"}],"version-history":[{"count":0,"href":"https:\/\/lavyon.com\/vi\/wp-json\/wp\/v2\/posts\/99873\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lavyon.com\/vi\/wp-json\/wp\/v2\/media\/99875"}],"wp:attachment":[{"href":"https:\/\/lavyon.com\/vi\/wp-json\/wp\/v2\/media?parent=99873"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lavyon.com\/vi\/wp-json\/wp\/v2\/categories?post=99873"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lavyon.com\/vi\/wp-json\/wp\/v2\/tags?post=99873"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}